My Calgary Realtor® Blog

 If you’d ever like to discuss one of these articles, feel free to call us on (403) 615-8611.
 

The Rate Game - September 6, 2011

“As we’ve seen, markets can swing and perception can swing quite aggressively, and we could well be back to a fall expectation [of a rate hike] in a month’s time,” said RBC economist Eric Lascelles to the Globe & Mail.

Lascelles counterpart at Scotiabank, Derek Holt, says: "Any talk of the Bank of Canada hiking this year is just foolish in my opinion.”

Peter Gibson, chief portfolio strategist at CIBC World Markets notes: “I think it’s clear that there are a lot of serious problems still in the world and it’s more likely that we’re setting the stage for a
sustainably low level of interest rates for a very long time.”

What does this all interest rate talk mean to someone looking to buy a home? It means that now is an excellent time to get your finances in order, let Scott help you determine the price range of the home you are looking for and contact us to run through all of your mortgage options.

You want to ensure that the decision you have made regarding your new home purchase and resulting mortgage payment is one that “works” for your specific circumstances. It’s important to run through all of the various scenarios the different lenders are offering these days to get a feel for what a future rate hike would (or would not!) mean to you and your family.

Once you have explored your options, made an informed decision, and are happy in your new home you will not have to lose sleep over what direction the current interest rates are going.

James Risk
Broker
Apex Mortgage 

Your Grass is Greener -  June 24, 2011

Spring Tips for your Home -  April 26, 2011

• Shuffle Things Around: This one is quick and can be totally free. Try shuffling the things in your living room or bedroom around. By changing the flow of traffic, the arrangement of your furniture or the placement of your home decor, you could shake up old patterns and even give yourself a brand new 'me' space.
• Quick Clean: If you don't have time to do a full clean of your house, garage, or shed, try breaking it down into smaller tasks. Pick only one thing each day that you would like to move or get rid of. Websites such as Craigslist, Kijiji or Freecycle are great places to get rid of any unwanted clutter.
• Clear Up Your View: This can mean a couple of things: Start by opening your blinds and cleaning your windows. There's nothing like the heat of the sun to wake up a room. Also, check all your light fixtures to make sure you have the proper wattage in all of your lamps to avoid any fire danger. Consider installing CFL lightbulbs (which can be found at places like Home Depot, Walmart and even some dollar stores) to save you money.
• Air out your house: Whisk the stale winter air away by opening your windows. On colder days you can try cracking one window at a time to save energy on heating. Letting the air in will make your house feel fresher and less stuffy.
• Maintain your Furnace: Although most people say that it's a good idea to check your furnace filter on a montly basis, spring is a good reminder to get in there and look for those of us that neglect to check all year 'round. Some filters are reusable and are supposed to be taken out, washed with a hose and re-inserted. Others need to be thrown away and replaced. A dirty filter can lower the efficiency of the heating/cooling system, increase heating costs and cause fires.

Calgary Realtor Blog Friday June 11, 2010

The market has been up and down the l12 months, Currently we have lots of listings out there, with 8726 listings in the Calgary market, That is more listings then we had in September of 2008, so when we couple that with the latest interest rate hikes, and slowing sales, we are expecting a quiet summer. The good news is the Calgary economy is strong, so if we do have a slow period it should be relatively short lived. More specifiacally, if you are looking to make an investment, get ready, as there should be a number of deals this summer for the person who is ready.  If you need more specific information, please give me a call 403-615-8611.

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